Refund Program

RMA’s 100% IVF Refund Program is a program that offers multiple IVF cycles for a single-package price. If after all attempts have been exhausted and there is no live birth, you will receive a 100% refund of your program fee.

The refund program is ideal for patients who are paying out of pocket with no insurance coverage, or for those who have waived or exhausted their insurance benefits. Patients may be able to use their insurance benefits for pre-screening tests and medications.


  • The program is available to patients age 39 and younger who are IVF appropriate and meet the Program criteria.
  • Couple must complete the three fresh and three frozen cycles within a 24 month time limit.
  • ICSI is required.
  • Must not require Preimplantation Genetic Diagnosis (PGD) or Comprehensive Chromosome Screening (CCS).
  • If the patient has frozen embryos, they must use their frozen embryos prior to proceeding with a fresh cycle.

What’s Included:

  • Up to three fresh and three frozen IVF cycles.
  • Assisted Hatching
  • Anesthesia
  • ICSI
  • Embryo Cryopreservation
  • Monitoring labs & ultrasounds. We do offer a lower priced package when monitoring labs & ultrasounds during cycles are a covered benefit under your insurance plan.

What’s Not Included:

  • Initial Consultation & Office Visits
  • Pre-screening & Diagnostic Testing
  • Complications
  • Office Visits
  • Donor Sperm & Storage
  • Pregnancy Monitoring
  • Semen Analysis
  • Medications
  • Storage of Cryopreserved Embryos