Help with the cost of fertility care.
Building a family is a meaningful investment, and we want cost to be less of a barrier. Several foundations offer grants, discounts, and loans to help — including a grant administered directly through RMA of Michigan.
Are there grants to help pay for fertility treatment? Yes. Several foundations offer grants, clinic discounts, and low- or no-interest loans to help with the cost of fertility care. RMA of Michigan works with Baby Quest Foundation, the Jewish Fertility Foundation, and the Brilora Fertility Foundation — including the Christen Goff RMA IVF Grant, administered directly through RMA for Michigan and Ohio residents.
Help with the cost of treatment
Fertility treatment is a significant investment, and we want cost to be less of a barrier to building your family. Several foundations offer financial assistance — grants, clinic discounts, and low- or no-interest loans — and our team can help you understand which programs may apply to you.
Below are the programs we work with. Each foundation sets its own eligibility rules, amounts, and deadlines, so we recommend reviewing the details on each foundation's own site and reaching out early.
For more on payment options and coverage, see our Insurance & Financing and Payment Options pages.
Programs we work with
Three foundations offer assistance to RMA of Michigan patients. Review each program's site for full details, current amounts, and deadlines.
Baby Quest Foundation
Provides financial assistance toward the cost of treatments such as egg freezing, IVF, egg and sperm donation, and gestational surrogacy.
Good to know: Grants are awarded twice yearly (May and November), with a $50 application fee. Applications and details are on the foundation's site.
Learn about Baby QuestJewish Fertility Foundation
A non-profit supporting Jewish individuals and couples facing infertility, with financial help, emotional support, and educational resources. The Jewish Fertility Foundation (JFF) offers compassionate assistance to help navigate the journey.
Support includes: fertility grants, clinic discounts, and interest-free loans through partners, plus support groups, a Fertility Buddies program, and community resources.
Learn about JFFChristen Goff RMA IVF Grant
Offered through the Brilora Fertility Foundation and administered directly through RMA of Michigan. Provides financial assistance toward IVF for eligible Michigan and Ohio residents facing financial barriers — up to $20,000.
Good to know: Residents of Michigan or Ohio only. Full coverage, eligibility, and application details are below.
Learn about the grantThe Christen Goff RMA IVF Grant
This grant, offered through the Brilora Fertility Foundation, provides financial assistance to individuals and couples in Michigan and Ohio who are pursuing IVF but face financial barriers. It covers eligible services up to $20,000 and is administered directly through RMA of Michigan.
What the grant covers
Each grant covers a fresh IVF cycle — including ICSI if needed, monitoring, anesthesia, cryopreservation, and one year of embryo storage — along with genetic testing (PGT-A, PGT-M, and PGT-P). Alternatively, it may be applied toward a frozen embryo transfer cycle, including thaw and monitoring. Medications, elective services, and donor egg or sperm fees are the patient's responsibility.
Grant funds are paid directly to healthcare providers; no reimbursement is issued for services received before an award is granted.
Eligibility highlights
- Resident of Michigan or Ohio
- Under age 50
- A diagnosis of infertility (with an exception for single applicants or same-sex couples)
- No infertility insurance coverage, or existing benefits exhausted
- Under the care of — or willing to be seen by — RMA of Michigan
- Willing to undergo genetic testing through Orchid Health
- Able to begin treatment within three months of the award
Applying for the Christen Goff RMA IVF Grant
The application has a few steps. A consultation with RMA of Michigan before the grant deadline is required.
Consult with RMA
Schedule a consultation with RMA of Michigan before the grant deadline — this step is required to apply.
Written Application
Complete the written grant application through the Brilora Fertility Foundation.
Video Interview
Complete a recorded video interview as part of your application.
Documentation
Submit supporting documents: a signed HIPAA authorization, photo ID, insurance card, a recent pay stub, and your most recent tax return.
Award & Treatment
If awarded, funds are paid directly to your providers, and treatment begins within three months.
Grants & assistance, answered
What's the difference between a grant and a loan?
A grant is financial assistance you don't repay, usually awarded through an application. A loan is borrowed money you repay over time — sometimes interest-free through a foundation partner. Some programs offer both.
Who can apply for the Christen Goff RMA IVF Grant?
Michigan and Ohio residents under age 50 who face financial barriers to IVF, generally with an infertility diagnosis (with exceptions for single applicants and same-sex couples), and who are under RMA's care. See the eligibility highlights above for the full list.
Can I apply to more than one grant?
Often, yes. Each foundation has its own rules, so review each program's terms. Our team can help you figure out which programs may fit your situation.
Does insurance cover fertility treatment?
Coverage varies widely by plan and state — some plans cover parts of treatment and others don't. Our team can help you understand your benefits. See our Insurance & Financing page for more.
How do I get started?
Reach out to schedule a consultation. For the Christen Goff grant, a consultation with RMA before the deadline is required. For the other foundations, applications are submitted on their own websites.
Are there other ways to manage the cost?
Yes. Beyond grants, there are payment plans, medication savings programs, and financing options. See our Payment Options and Insurance & Financing pages.