Billing & Insurance
What is the IVF cost in Michigan? How much do medications cost?
These are the kinds of questions that fertility patients ask every day. We understand that considering fertility treatment is a big commitment and it’s natural to have questions about the cost. The cost of IVF or any fertility treatment cycle can be confusing and overwhelming. Our team of fertility experts at RMA of Michigan is here to help guide you and help you understand the costs associated with fertility treatment such as IVF and IUI.
These are common questions for many fertility patients, and it’s completely natural to want clarity when considering such an important decision. Fertility treatments like IVF or IUI can feel overwhelming, especially when it comes to understanding the costs involved.
At RMA of Michigan, we’re here to provide guidance every step of the way. Our goal is to help you navigate the financial aspects of fertility care with ease, ensuring you have a clear understanding of the expenses associated with your treatment.
At RMA of Michigan, every new fertility patient is paired with a dedicated financial counselor to help navigate the costs of fertility treatment. While Michigan does not mandate insurance coverage for fertility services, some insurance plans do cover specific aspects, such as office visits, bloodwork, or ultrasounds. Unfortunately, many patients are disappointed to learn that treatments like IVF, IUI, or medications are not covered.
The good news?
There are various financial options available, including fertility loans, treatment grants, and IVF multi-cycle discount plans designed to make fertility care more accessible. Additionally, an increasing number of employers are now offering fertility benefits to their employees, providing further support for those pursuing treatment.
Explore the links below to discover more about insurance coverage and financing options available for fertility treatments at RMA of Michigan.
Insurance Coverage
Health insurance coverage for infertility and IVF treatment
Health insurance can add to the complexities of the decisions you will have to make when choosing infertility treatment options. At RMA of Michigan, our goal is to alleviate some of that stress and help you work with your insurance company to ensure that you are reimbursed at the maximum level that you are covered.
IVF Multi Cycle Plan
RMA’s multi cycle discount plan allows patients to pay one discounted fee for two fresh and two frozen IVF cycles. By paying for the four IVF cycles as a package you receive a significant discount ranging from 20-35% depending on your age and whether or not ICSI is required. This plan makes it more financially affordable and predictable for patients who plan to do multiple IVF cycles if the first one is not successful. This gives peace of mind that if the first IVF cycle is not a success, there are up to three more chances to achieve a pregnancy.
Financing
EggFund Affordable Fertility Loans EggFund has the largest network of vetted fertility lenders, who provide you pre-approved loan offers. EggFund gives you more choices, so you can find the best loan for you—all in one place. Loans can cover all aspects of the treatment process including, testing, and medication, agency, attorney and storage fees.
IVF and Family Building Grants
Several different family-building grants are available for patients that can help with the cost of fertility treatments, such as IVF and donor egg, and grants for domestic adoption.